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FSA Eligibile Expenses

Updated over 3 weeks ago

Eligible Expenses

For a complete list and to check specific items, visit: FSA Eligibility List

Dental and Vision Services

  • Artificial Teeth

  • Contact Lenses

  • Crowns/Bridges

  • Dental Implants

  • Dental Sealants

  • Dental X-rays

  • Dentures

  • Exams/Teeth Cleaning

  • Extractions

  • Eye Exam

  • Fillings

  • Glasses

  • Occlusal Guards

  • Oral Surgery

  • Orthodontia

  • Prescription Sunglasses

  • Reading Glasses

Insurance-Related Items

  • Copay Amounts

  • Deductibles

  • Pre-existing Condition Expenses (medical)

  • Private Hospital Room Differential

Lab Exams and Tests

  • Blood Tests

  • Body Scan

  • Cardiograph

  • Colonoscopy

  • CT Scan

  • Diagnostic Tests

  • Echocardiogram

  • EKG

  • Endoscopy

  • Fluoroscopy

  • Laboratory Fees

  • Metabolism Tests

  • MRI

  • PET Scan

  • Sweat Tests

  • Ultrasound

  • Urine/Stool Analyses

  • X-rays

Prescription Medications

  • All prescription drugs

Over-the-Counter Medications

  • Acid Controllers

  • Acne Medications

  • Allergy and Sinus Medications

  • Analgesics

  • Antacids

  • Anti-Diarrheal Medication

  • Anti-Gas Products

  • Anti-Itch and Insect Bite Creams

  • Antihistamines

  • Antibiotic Ointments

  • Aspirin

  • Baby Rash Ointments and Creams

  • Birth Control and Contraceptive Pills

  • Cold Sore Remedies

  • Cough, Cold, and Flu Medicines

  • Decongestants

  • Digestive Aids

  • Eczema Treatments

  • Expectorants

  • Feminine Anti-Fungal Treatments

  • Fever Reducing Medications

  • First Aid Creams

  • Glucosamine and Chondroitin

  • Headache Medications

  • Hemorrhoidal Preparations

  • Laxatives

  • Medicated Lip Products

  • Menstrual Pain Relievers

  • Motion Sickness Medications

  • Pain Relievers

  • Respiratory Treatments

  • Sleep Aids and Sedatives

  • Stomach Remedies

  • Throat Lozenges

  • Toothache Relievers

  • Eye Drops (Visine, etc.)

  • Wart Removal

  • Yeast Infection Medications

Medical Equipment and Supplies

  • Abdominal/Back Supports

  • Artificial Limbs

  • Automated External Defibrillator

  • Blood Pressure Monitoring Devices

  • Blood Sugar Test Kits and Supplies

  • Braille Books and Magazines

  • Breast Pumps and Lactation Supplies

  • Carpal Tunnel Wrist Supports

  • Compression Hose/Stockings

  • Contact Lens Materials and Equipment

  • Cold/Hot Packs for Injuries

  • Condoms

  • CPAP Devices

  • Crutches

  • Denture Adhesives

  • Diabetic Supplies

  • Durable Medical Equipment

  • Ear Plugs

  • Ear Wax Removal Treatments

  • Elastic Bandages

  • Feminine Hygiene Products

  • First Aid Kits

  • Glucose Monitoring Equipment

  • Guide Dog (for visually/hearing impaired), Care and Training

  • Hearing Aids and Batteries

  • Heating Pads

  • Hospital Bed

  • Incontinence Supplies

  • Insulin

  • Mastectomy-Related Bras

  • Medic Alert Bracelet or Necklace

  • Menstrual Products (pads, tampons, liners)

  • Motion Sickness Wristbands

  • Nasal Strips or Sprays

  • Neti Pot

  • Nicotine Gum, Lozenges, or Patches

  • Ostomy/Colostomy Supplies

  • Ovulation Monitor

  • Oxygen Equipment

  • Pedialyte/Rehydration Solutions

  • Pregnancy Test Kits

  • Prosthesis

  • Rubbing Alcohol

  • Splints/Casts

  • Sunscreen (SPF 15 or higher)

  • Support Braces

  • Syringes

  • Thermometers

  • Walkers

  • Wheelchair

Obstetric Services

  • Childbirth Classes (Lamaze)

  • Lactation Consultant

  • Midwife Expenses

  • OB/GYN Exams

  • OB/GYN Prepaid Maternity Fees (reimbursable after date of birth)

  • Pre-natal Medical Ultrasound

  • Pre-natal and Post-natal Treatment

Other Medical Treatments and Procedures

  • Abortion (legal)

  • Acupuncture

  • Alcoholism (inpatient treatment)

  • Ambulance Services

  • Anesthesiology

  • Breast Reconstruction Surgery

  • Cancer Screening

  • Clinical Trials

  • Counseling

  • Dialysis

  • Drug Addiction Treatment

  • Erectile Dysfunction Treatment

  • Flu Shots

  • Gastric Bypass Surgery

  • Genetic Testing

  • Hearing Exams

  • Hospital Services

  • Infertility Treatment

  • In-vitro Fertilization

  • LASIK/Laser Vision Correction

  • Norplant Insertion or Removal

  • Physical Examination (if not employment-related)

  • Physical/Occupational Therapy

  • Rolfing

  • Smoking Cessation Programs

  • Speech Therapy

  • Sterilization

  • Temporary Cord Blood Storage (when used)

  • Temporary Egg and Sperm Storage (IVF)

  • Transplants (including organ donor)

  • Treatment for Handicapped

  • Tubal Ligation

  • Vaccinations/Immunizations

  • Vasectomy

  • Well Baby Care

Practitioners

  • Allergist

  • Cardiologist

  • Chiropractor

  • Dermatologist

  • Endocrinologist

  • Gastroenterologist

  • Genetic Counselor

  • Homeopath

  • Naturopath

  • Nephrologist

  • Nurse Practitioner

  • Oncologist

  • Ophthalmologist/Optometrist

  • Osteopath

  • Physician (licensed medical professional)

  • Physician Assistant

  • Psychiatrist/Psychologist


Items Requiring a Doctor's Note

The following items may be eligible when accompanied by a medical practitioner's note or prescription. Items must be used to treat a specific medical condition:

  • Capital Expenses (for medical purposes)

  • Cosmetic Surgery (only when treating a congenital abnormality, personal injury from accident/trauma, or disfiguring disease)

  • Dietary or Herbal Medicines (to treat a specific condition)

  • Equipment/Supplies for Physical or Mental Handicaps

  • Fiber Supplements (to treat a specific condition)

  • Gym or Health Club Membership

  • Hand Sanitizer

  • Heart Rate Monitors

  • Hormone Replacement Therapy

  • Humidifier

  • Learning Disability (special school/teacher)

  • Lodging for Medical Care (limited)

  • Marriage Counseling

  • Massage Therapy

  • Medicated Shampoos and Soaps

  • Nutritionist

  • Orthopedic Shoes, Arch Supports, and Inserts

  • Personal Trainer

  • Lactose Intolerance Pills

  • Prenatal Vitamins

  • Probiotics

  • Supplements (to treat a medical condition)

  • Prescription Toothpaste

  • Transportation Expenses (essential to medical care)

  • Tuition for Special School (disabled child)

  • Varicose Vein Treatment

  • WaterPik/Electric Flosser

  • Weight Loss Drugs (to treat a specific disease)

  • Wigs (hair loss due to disease)


Ineligible Items

The following items are not eligible for FSA reimbursement:

  • Baby Formula

  • Breast Implants (cosmetic)

  • Burial Expenses

  • COBRA Premiums

  • Concierge/Boutique Practice Fees

  • Cosmetic Surgery

  • Cosmetics

  • CPR Classes

  • Dehumidifier

  • Dental Whitening or Bleaching

  • Diet Foods

  • Dietary Supplements (without prescription)

  • Discount Plan Expenses

  • Ear Piercing

  • Educational Classes

  • Exercise Equipment (for general health)

  • Facial Creams and Cleansers

  • Finance Charges

  • Home Drug Testing Kits

  • Hot Tubs/Jacuzzis

  • Household Help

  • Illegal Operations, Treatments, and Medications

  • Insurance Premiums

  • Items Paid by Insurance

  • Late Fees

  • Maternity Clothes

  • Mattresses

  • Medical Marijuana

  • Missed Appointment Fees

  • Nursing Home (non-medical)

  • Personal Hygiene Products

  • Prepayments for Services

  • Propecia/Rogaine (cosmetic hair growth)

  • Special Foods

  • Sports Drinks

  • Suntan Lotion

  • Tanning Salon

  • Toiletries

  • Toothpaste (non-prescription)

  • Toothbrushes

  • Voluntary Pre-Natal Ultrasound

  • Veneers

  • Vision Discount Program Cost

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