Will this change my take-home pay?
No. There is no change to your net take-home pay.
Why do I see new deductions and reimbursements on my paycheck?
You’ll see three line-items related to the program on your pay stub:
PCMP125 – A pre-tax deduction that lowers your taxable income, creating tax savings.
PCMPRE – A post-tax reimbursement that offsets the above deduction.
PCMPSAV – This appears as a deduction, but it actually represents the difference in tax savings generated during that payroll run.
The PCMPSAV amount is not taken from your net pay. Instead, it’s a portion of your tax savings that is being redirected to fund your benefits—such as the FSA card, telehealth, mental health, and other wellness services. You’re not paying extra—you're simply using your tax savings to access a comprehensive benefit package.
How does this affect my tax return at the end of the year?
You may receive a slightly smaller tax refund, but that’s because you paid less in taxes throughout the year. You’re not losing money—you just overpaid less. In some cases, the Ignite Health deductions will place you in a lower tax bracket, ultimately saving you even more money.
Will this affect me when purchasing a house or car?
This will not affect your ability to take out a loan for large purchases. Loan officers look at your gross income before any tax deductions which are unaffected by Ignite Health.
What is a Section 125 Plan and how does it benefit me?
A Section 125 Plan allows certain benefits to be paid with pre-tax dollars. That means less taxable income for you resulting in lower federal income tax and FICA taxes.
Why does my W-2 look different now?
Your W-2 reflects a lower taxable wage, thanks to the pre-tax deduction. This is expected and entirely compliant with IRS regulations.
Does this affect my wage parity?
No, Ignite Health has nothing to do with wage parity and has no effect on it. The FSA included in Ignite Health is completely separate from any FSA you receive as a part of wage parity.